Sustainability: Annual Reports

This consolidated Management Report brings together in a single document all the relevant financial and sustainability information of the Ibercaja Group for 2023. The report as a whole shows an overview of the strategic lines, activities, business model and financial results and highlights Ibercaja's firm commitment to sustainability (environmental, social issues, governance, human rights and the fight against corruption and bribery), as well as the promotion of economic, social and territorial development, focusing on people, based on its corporate purpose: to help people build the story of their lives, because it will be our story.
 
The document, has been prepared taking into account the requirements of Law 11/2018, the Guidelines on non-financial reporting of the European Commission and its supplement on climate-related information, as well as the recommendations provided by the ECB to the Entity regarding the disclosure of climate and environmental risks. It also includes the materiality analysis and the impact analysis required by GRI 3, the 4th Report on the implementation of the United Nations Principles for Responsible Banking, signed by Ibercaja in 2019, the reporting of its work in the development of decarbonization objectives and the transition plan, in line with the Net Zero Banking Alliance (NZBA), an alliance of which Ibercaja is a founding member since 2021, as well as the progress made in reporting climate-related information following the recommendations of the TCFD (Task Force on Climate-Related Financial Disclosures), to which Ibercaja adhered in the same year.
 
For the preparation of this Report, the guidelines established by GRI (Global Reporting Initiative) have been used as a reference and the requirements of Regulation (EU) 2020/852 on Taxonomy have also been met.